Military relocation specialists — San Antonio, TX

San Antonio's Military & Veteran Home Buying Specialists

From PCS orders to closing day — Warmke Real Estate Group helps service members and veterans navigate San Antonio and every JBSA installation with a clear, local plan.

MRP Certified ABR · RENE · SRS · C2EX Se habla español SABOR Director Platinum Top 50 Winner, Class of 2026 #19 Residential Real Estate Team — San Antonio Business Journal, 2026 RealTrends Verified
San Antonio at a glance

Plan your move with local context.

Use these reference points as a starting place. Your lender and real estate professional can help you evaluate current inventory, payment scenarios, and commute priorities.

30-year fixed rate6.95%Reference rate
VA loan limit$832,750Partial entitlement · Bexar County
SA median sale price$260,000Recent market reference
Average days on market98Recent market reference
Market figures shown are recent reference points. Call or text (210) 796-5898 for current numbers.

Veterans with full VA entitlement have no loan limit and may purchase above this figure with no down payment. The limit shown applies to buyers with reduced entitlement. Confirm your entitlement with a VA-approved lender.

JBSA installation guide

Start with the duty station and commute.

Each installation connects to a different part of the San Antonio region. These summaries are starting points for a more detailed conversation about housing, commute, schools, and lifestyle preferences.

Southwest San Antonio

JBSA Lackland

Home to Air Force Basic Military Training. The southwest corridor includes established neighborhoods and newer communities with a range of housing options.

  • Nearby communities: Alamo Ranch, Westover Hills, Leon Valley, Helotes
  • School districts: Northside ISD and Southwest ISD
Northeast / central San Antonio

JBSA Fort Sam Houston

Home of Army Medical Command. Northeast and central locations can provide practical access to the installation and surrounding employment centers.

  • Nearby communities: Schertz, Cibolo, Stone Oak, Timberwood Park
  • School district reference: Schertz-Cibolo-Universal City ISD
Northeast San Antonio

JBSA Randolph

A major Air Force training installation. The Randolph corridor also works for households coordinating commutes with Fort Sam Houston.

  • Nearby communities: Schertz, Cibolo, Live Oak, Universal City, northeast San Antonio
  • School district reference: Schertz-Cibolo-Universal City ISD
Northwest San Antonio

Camp Bullis

A training installation in the northwest part of the region. The area transitions from suburban neighborhoods into Hill Country communities.

  • Nearby communities: Helotes, Boerne, Northwest San Antonio, Timberwood Park
  • School district references: Boerne ISD and Northside ISD
Northeast / east San Antonio

Martindale Army Airfield

A Texas Army National Guard airfield on the east side of San Antonio. Personnel assigned here sit in the same northeast corridor favored by Fort Sam Houston and Randolph.

  • Nearby communities: Converse, Schertz, Cibolo, northeast San Antonio
  • School district references: SCUC ISD and Judson ISD
A clear local plan

Move with better information.

We're grateful for our military buyers and veterans — and we take the trust you place in us seriously.

“Your timeline is driven by orders, not convenience. Our job is to make the local decisions easier.”
VA loan process

Know the steps before you arrive.

The exact timeline depends on your lender, loan type, property, and PCS orders. This overview helps you understand the usual sequence. See our financing overview for more.

Talk through your timeline
1. Get your Certificate of Eligibility

Your COE confirms VA eligibility. A VA-approved lender can often retrieve it for you, or you can request it through VA resources.

2. Connect with a VA-approved lender

Pre-approval clarifies your budget and helps your offer move efficiently. Ask questions about entitlement, funding fees, closing costs, and the timeline.

3. Work with a military-relocation professional

Look for an agent who understands PCS timelines, VA contract details, remote buying, and the neighborhoods around your duty station.

4. Find your home, including remotely

Live video tours, recorded walkthroughs, neighborhood drives, and clear documentation can help you make informed decisions before arrival.

5. Make a competitive VA offer

VA financing can compete in San Antonio. Price, terms, communication, and a well-structured offer all matter.

6. Complete the VA appraisal and property review

The VA appraisal and Minimum Property Requirements help confirm that the property is safe, sound, and sanitary.

7. Coordinate closing

Your lender, title company, and agent will coordinate the final steps. A power-of-attorney arrangement may be possible when a buyer cannot attend in person.

PCS remote buying

Buy with confidence before you land.

Remote buyers need a local partner who is responsive, detailed, and willing to be their eyes and ears on the ground.

Virtual tours and live video walkthroughs

See homes in real time, ask questions, and direct attention to the rooms and details that matter to you.

Power of attorney for closing

Your lender and title company can explain whether a power-of-attorney arrangement fits your situation and what approvals are required.

Start 60 to 90 days before your report date

Starting early gives you time to understand the market, compare areas, and build a plan that matches your orders.

Research neighborhoods remotely

Review official school and city information, use street-level tools, and schedule a live neighborhood orientation call.

Have your key documents ready

Orders, COE information, and lender pre-approval help the team move quickly when the right property appears.

Choose a responsive local team

Remote buying depends on fast communication, accurate property knowledge, and reliable follow-through.

Client reviews

Support built around military timelines.

  • “Ana is THE ONLY realtor to use in the San Antonio market. She is extremely professional and also really cares about every client she gets. As a veteran, having someone you can trust to fully guide you through the home buying process is really important.”

    Robert B. · Google review
  • “We worked with Ana and her team remotely while we were living in Hawaii and they made the home buying experience (first time) so easy!”

    Lindsay P. · Zillow review
  • “Ana worked with us even when we weren't even in the local area to help with both the purchase and sale of our house. She was so insightful, patient and thorough.”

    Mike A. · Zillow review

Read our 100+ five-star Google reviews →

Frequently asked questions

Answers for your next move.

Can I use my VA benefit if I have used it before?

Often, yes. Entitlement depends on your previous loan, repayment status, and current eligibility. A VA-approved lender can review your COE and explain your available entitlement.

Is there a VA loan limit in San Antonio?

Veterans with full entitlement have no VA loan limit and may purchase above the county figure with no down payment. A limit applies only when entitlement is reduced by an active VA loan or a prior VA foreclosure. Confirm your entitlement with a VA-approved lender.

Do San Antonio sellers accept VA offers?

San Antonio has extensive experience with VA transactions. A well-structured offer and clear communication help the transaction move smoothly.

What is BAH?

Basic Allowance for Housing is a housing benefit for eligible service members. Rates vary by pay grade, dependency status, and duty-station location. Verify current rates through the Department of Defense.

Can I buy before arriving in San Antonio?

Yes. Many military buyers use virtual tours, remote documentation, and power-of-attorney planning when appropriate.

What is an MRP designation?

Military Relocation Professional training helps agents understand military moves, VA financing, PCS timelines, and the needs of service members and veterans. Ana Warmke holds it.

Does anyone on the team speak Spanish?

Yes. Ana Warmke and Julia Barboza both conduct real estate transactions in English and Spanish. Ana also serves as Vice President of NAHREP San Antonio, the local chapter of the National Association of Hispanic Real Estate Professionals.

How long does a VA purchase take?

Timelines vary by lender, property, appraisal, inspections, and contract terms. Your lender can provide the most accurate estimate for your situation.

Do you help service members selling a home in San Antonio?

Yes. Short-notice sales driven by orders are a regular part of our work. Start with a home valuation.

More buying, selling, and financing questions are answered on our FAQ page.

About the team

Who you'd be working with.

Ana Warmke is Team Lead and Broker-Associate of Warmke Real Estate Group at Keller Williams Heritage, 1717 N Loop 1604 E, San Antonio, TX 78232. She has lived in San Antonio for over 30 years and has been a licensed Texas REALTOR since 2018.

Ana holds six REALTOR designations and certifications: Accredited Buyer's Representative (ABR), Military Relocation Professional (MRP), Real Estate Negotiation Expert (RENE), Seller Representative Specialist (SRS), Commitment to Excellence (C2EX), and the Texas REALTORS Leadership Program (TRLP). She serves as a Director of the San Antonio Board of REALTORS (SABOR), and is Vice President of the San Antonio chapter of the National Association of Hispanic Real Estate Professionals (NAHREP). Ana conducts real estate transactions in English and Spanish, as does Julia Barboza, REALTOR on the Warmke team.

Ana also serves as a real estate coach with Impact Elite Coaching, a performance coaching firm for real estate and mortgage professionals.

Warmke Real Estate Group was named a Platinum Top 50 Winner in the Class of 2026 and ranked #19 among residential real estate teams by the San Antonio Business Journal in 2026. On RealTrends Verified 2025 data, the team ranked #10 in San Antonio by transaction sides and #14 in San Antonio by sales volume.

The team works with buyers and sellers across San Antonio and Bexar County, plus Boerne, Bulverde, Cibolo, Schertz, Helotes, and New Braunfels.

Explore our buying, selling, and financing guides, check your home's value, read the FAQ, or contact the team.

Start here

Start your San Antonio relocation plan.

Tell us your report date, your budget, and which gate you're headed to. We'll tell you what's realistic before you book a house-hunting trip.

Warmke Real Estate Group · Keller Williams Heritage · 1717 N Loop 1604 E, San Antonio, TX 78232

This page is for informational purposes only. Warmke Real Estate Group are real estate agents, not lenders. Verify loan terms and entitlement with a VA-approved lender. Market data changes and should be confirmed before making decisions.

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Ana Warmke

Team Lead / Broker-Associate | Warmke Real Estate Group | Keller Williams Heritage

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