From PCS orders to closing day — Warmke Real Estate Group helps service members and veterans navigate San Antonio and every JBSA installation with a clear, local plan.
Use these reference points as a starting place. Your lender and real estate professional can help you evaluate current inventory, payment scenarios, and commute priorities.
Data: August 2026. Last verified September 20, 2026. San Antonio Board of REALTORS
Data: Week ending 2026-09-17. Last verified September 20, 2026. Freddie Mac PMMS via FRED
Data: 2026 annual limit. Last verified September 20, 2026. Federal Housing Finance Agency
Figures are reviewed quarterly. Confirm current figures before making decisions.
Veterans with full VA entitlement have no loan limit and may purchase above this figure with no down payment. The limit shown applies to buyers with reduced entitlement. Confirm your entitlement with a VA-approved lender.
Each installation connects to a different part of the San Antonio region. These summaries are starting points for a more detailed conversation about housing, commute, schools, and lifestyle preferences.
Home to Air Force Basic Military Training. The southwest corridor includes established neighborhoods and newer communities with a range of housing options.
Home of Army Medical Command. Northeast and central locations can provide practical access to the installation and surrounding employment centers.
A major Air Force training installation. The Randolph corridor also works for households coordinating commutes with Fort Sam Houston.
A training installation in the northwest part of the region. The area transitions from suburban neighborhoods into Hill Country communities.
A Texas Army National Guard airfield on the east side of San Antonio. Personnel assigned here sit in the same northeast corridor favored by Fort Sam Houston and Randolph.
We're grateful for our military buyers and veterans — and we take the trust you place in us seriously.
The exact timeline depends on your lender, loan type, property, and PCS orders. This overview helps you understand the usual sequence. See our financing overview for more.
Talk through your timelineYour COE confirms VA eligibility. A VA-approved lender can often retrieve it for you, or you can request it through VA resources.
Pre-approval clarifies your budget and helps your offer move efficiently. Ask questions about entitlement, funding fees, closing costs, and the timeline.
Look for an agent who understands PCS timelines, VA contract details, remote buying, and the neighborhoods around your duty station.
Live video tours, recorded walkthroughs, neighborhood drives, and clear documentation can help you make informed decisions before arrival.
VA financing can compete in San Antonio. Price, terms, communication, and a well-structured offer all matter.
The VA appraisal and Minimum Property Requirements help confirm that the property is safe, sound, and sanitary.
Your lender, title company, and agent will coordinate the final steps. A power-of-attorney arrangement may be possible when a buyer cannot attend in person.
Remote buyers need a local partner who is responsive, detailed, and willing to be their eyes and ears on the ground.
See homes in real time, ask questions, and direct attention to the rooms and details that matter to you.
Your lender and title company can explain whether a power-of-attorney arrangement fits your situation and what approvals are required.
Starting early gives you time to understand the market, compare areas, and build a plan that matches your orders.
Review official school and city information, use street-level tools, and schedule a live neighborhood orientation call.
Orders, COE information, and lender pre-approval help the team move quickly when the right property appears.
Remote buying depends on fast communication, accurate property knowledge, and reliable follow-through.
“Ana is THE ONLY realtor to use in the San Antonio market. She is extremely professional and also really cares about every client she gets. As a veteran, having someone you can trust to fully guide you through the home buying process is really important.”
Robert B. · Google review
“We worked with Ana and her team remotely while we were living in Hawaii and they made the home buying experience (first time) so easy!”
Lindsay P. · Zillow review
“Ana worked with us even when we weren't even in the local area to help with both the purchase and sale of our house. She was so insightful, patient and thorough.”
Mike A. · Zillow review
Often, yes. Entitlement depends on your previous loan, repayment status, and current eligibility. A VA-approved lender can review your COE and explain your available entitlement.
Veterans with full entitlement have no VA loan limit and may purchase above the county figure with no down payment. A limit applies only when entitlement is reduced by an active VA loan or a prior VA foreclosure. Confirm your entitlement with a VA-approved lender.
San Antonio has extensive experience with VA transactions. A well-structured offer and clear communication help the transaction move smoothly.
Basic Allowance for Housing is a housing benefit for eligible service members. Rates vary by pay grade, dependency status, and duty-station location. Verify current rates through the Department of Defense.
Yes. Many military buyers use virtual tours, remote documentation, and power-of-attorney planning when appropriate.
Military Relocation Professional training helps agents understand military moves, VA financing, PCS timelines, and the needs of service members and veterans. Ana Warmke holds it.
Yes. Ana Warmke and Julia Barboza both conduct real estate transactions in English and Spanish. Ana also serves as Vice President of NAHREP San Antonio, the local chapter of the National Association of Hispanic Real Estate Professionals.
Timelines vary by lender, property, appraisal, inspections, and contract terms. Your lender can provide the most accurate estimate for your situation.
Yes. Short-notice sales driven by orders are a regular part of our work. Start with a home valuation.
More buying, selling, and financing questions are answered on our FAQ page.
Ana Warmke is Team Lead and Broker-Associate of Warmke Real Estate Group at Keller Williams Heritage, 1717 N Loop 1604 E, San Antonio, TX 78232. She has lived in San Antonio for over 30 years and has been a licensed Texas REALTOR since 2018.
Ana holds six REALTOR designations and certifications: Accredited Buyer's Representative (ABR), Military Relocation Professional (MRP), Real Estate Negotiation Expert (RENE), Seller Representative Specialist (SRS), Commitment to Excellence (C2EX), and the Texas REALTORS Leadership Program (TRLP). She serves as a Director of the San Antonio Board of REALTORS (SABOR), and is Vice President of the San Antonio chapter of the National Association of Hispanic Real Estate Professionals (NAHREP). Ana conducts real estate transactions in English and Spanish, as does Julia Barboza, REALTOR on the Warmke team.
Ana also serves as a real estate coach with Impact Elite Coaching, a performance coaching firm for real estate and mortgage professionals.
Warmke Real Estate Group was named a Platinum Top 50 Winner in the Class of 2026 and ranked #19 among residential real estate teams by the San Antonio Business Journal in 2026. On RealTrends Verified 2025 data, the team ranked #10 in San Antonio by transaction sides and #14 in San Antonio by sales volume.
The team works with buyers and sellers across San Antonio and Bexar County, plus Boerne, Bulverde, Cibolo, Schertz, Helotes, and New Braunfels.
Explore our buying, selling, and financing guides, check your home's value, read the FAQ, or contact the team.
Tell us your report date, your budget, and which gate you're headed to. We'll tell you what's realistic before you book a house-hunting trip.
Warmke Real Estate Group · Keller Williams Heritage · 1717 N Loop 1604 E, San Antonio, TX 78232
This page is for informational purposes only. Warmke Real Estate Group are real estate agents, not lenders. Verify loan terms and entitlement with a VA-approved lender. Market data changes and should be confirmed before making decisions.
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